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How to Get Fit Without Breaking the Bank

Okay, so the new year is here and you are ready to make some changes.  You are ready to lose weight, get fit, be healthy and all of the great things that come along with all of those things. The thing about all of these things though is that they seem easy to do if you can afford a gym membership, or one of those great eating programs, but those can easily cost you hundreds of dollars each month.  If you are like many of us, you either don’t have that kind of money to spend or, if you do, you simply don’t want to spend your money on this stuff. READ MORE »

5 Simple Tips for Changing Your Financial Life in the New Year

Are you tired of living paycheck to paycheck? How about making this time to break the cycle? Are you ready to make 2018 the year that you get your act together?   READ MORE »

How to Prepare for a House Fire And What You Can Do NOW!

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With recent events that have hit close to home it has me thinking, are there things that I can do now in case of an emergency, specifically a house fire? I think all the time about our 72 hour kits and making sure we have all the essentials inside of them. But I haven’t put much thought into a house fire and what I can do to prepare myself and my family for one. So I’ve done some research and thought of some things you can do now in case a tragedy, like a house fire, hits your home. READ MORE »

5 Tips for Staying Positive in 2018

Life is hard and stressful and busy and exhausting. No one is denying any of those things.  I know that all of those things help to keep you down and that is completely understandable, but did you know that you don’t have to let them hold you back?  You can push past all of the negative and choose to stay positive.  Plus, choosing to stay positive will help you in the long run!  It will help with your health, your financial life and just about every other aspect of life.  Are you ready to make the change from negative to positive?  Great!  Here’s how to do it! READ MORE »

5 Reasons You Should Say No to Resolutions

Do you find yourself setting a New Year’s Resolution each and every year?  How do you do on them?  Do you follow through and find success?  Or do you bail on them within the first couple of weeks?  To each their own of course, but I have found it better to not set resolutions at all. READ MORE »

The BEST Sugar Cookie & Frosting Recipe – Perfect For Santa’s Cookies!

It’s a family tradition that’s been going on for generations and one that I have strong memories of. We always get together and decoration sugar cookies to hand out to neighbors and put on a plate for Santa. This recipe is by far my favorite and super easy to throw together! READ MORE »

What is a Sinking Fund and Why Should You have Them?

If you have been getting started on budgeting, you have probably heard the term sinking fund.  But what exactly is a sinking fund and do you need to have them?  Well, I will go into that a little bit here and basically, yes you should have them.   READ MORE »

5 Ways to Start The Year as a Saver

Are you planning to set a resolution for 2018?  What is it going to be? If you are like many of us, you are going to strive to save in the new year!  So how about we get started now on making it happen!  Here are 5 ways to start the new year as a saver instead of a spender. READ MORE »

5 Savings Tips for Your New Year’s Party

Are you planning to have a New Year’s Eve Party this year?  It’s coming soon, you know.  If you are planning to have a party, you need to get started on your party preparation ASAP.  Party planning can get expensive though so you either need to be prepared to spend some money, or you need to plan to save money.  Which is your choice?  If you said save money, check out these 5 savings tips for your New Year’s Party: READ MORE »

4 Times You Should Spend More Money

Saving money is tricky.  The general thought is that in order to save money, you need to cut back on the amount of money you spend.  You know what though?  That isn’t always true.  Sometimes in order to save money you need to spend more money.  What?!  How can that be?  I know, I know.  I hear you asking.  It’s true though, there are some occasions where you should always spend more money in order to be more frugal. READ MORE »

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