Can you believe that Christmas is only 3 months away? �I absolutely love this time of year. �With all of the holidays and changing seasons, it’s so much fun. �However, it’s busy…like super busy! �If you’re like me, your running to�sporting events, school programs, holiday parties, and family gatherings. �Then when you have time, you can squeeze in that Christmas shopping. �Walmart’s Layaway program is perfect to start your shopping now and not have to worry about it last minute on December 24th. �However, you’ll want to be aware of all of the rules and regulations so you can benefit from this program. Here are a few things you should know:
- There is no opening fee.
- Down Payment of $10 or 10%, whichever is greater.
- Individual items must be $10 or greater.
- Total purchase must be $50 or greater.
- If layaway account is canceled, items will be returned to inventory. Down payment and any other payments made will be refunded, except a $10 cancellation fee.
- Final payments and pickup must be made on or before December 12, 2016 at the same store layaway was initiated.
- Layaway is not available on Thanksgiving Day
- In-store purchases only on these categories: Electronics, Toys, Infant Toys, Infant Furniture,�Small Appliances, Large Furniture, Auto Electronics, select Sporting Goods and Jewelry.
If you are tight on money and you want to pay for your purchases over a period of time, this is a great option for you. �You’ll just want to see if it’s the right fit for your shopping habits. �If you tend to shop a bunch on Thanksgiving Day, this may not work. �If you do most of your shopping before or after, then it would work great. �Also, take note of the in-store only purchases. �Those are a lot of popular departments, so make sure you are okay�shopping in-stores instead of online for those items.
