emergency savings

Reasons You Need An Emergency Fund Account & How Much You Should Have!

Let me tell you guys what happened this week and how I realized the importance of having an emergency fund account. I pay our household bills through bill pay (online through our bank). I had to change the amount for our mortgage and when I did this I entered in the wrong amount causing us to be out an extra $1,000! Long story short I was able to put a stop on our check and get the funds back but for a short time we had nothing for any bills coming out, grocery we might have needed etc. So I wanted to break down for you why it’s important to have an emergency fund account and just how much you should have. READ MORE »

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