I realize it’s still November, but I like to plan in advance and I am ready to plan for the New Year! Do you have any big plans for the new year? My main focus for 2017 is the lower my stress levels so that I can get further in my other goals. If you plan on working on the same thing, check out these 4 ways that you can ease your stress in the New Year.
Not Using a Budget
A budget is single handedly the best tool in your drive for financial success. In order to prevent wasteful spending and in order to grow your savings, you have to know where your money is going. Sit down once a month with your banking information and plan. Plan our your bills that need to be paid, expected expenses (gas, groceries, etc) and spending limits within each of your line items. Make sure that your budget expenditures are less than your income so that you have money left over to build up a savings.
The holidays are almost here better start stressing now. Right? I mean who doesn’t spend the holidays stressed right? Between being surrounded by family (not always what you want) and having your budget stretched to its max, there are a lot of things to be stressed about. The fact of the matter is, it is just too easy to become overwhelmed with the holidays. If you are the one that is hosting the holiday gathering, that stress grows even more.
Are you on a budget? Do you feel like you are missing out on the fun stuff while you are trying to save? Even those of us on a budget deserve a night out every once in awhile. So how can you stretch your budget to include the entertainment of a night out on the town?
With Black Friday around the corner and Cyber Monday quickly following, it’s easily the most busy shopping time of the year. The past few years, stores have made it so much easier for us who prefer to stay home and and avoid the crowds. We still get the same Black Friday prices just by shopping online. There are a few tips that you want to make sure you are doing to get the most out of your online shopping experience. Because if your’e not careful, you could be overspending. Hopefully the follow tips will help you out:
Thanksgiving is coming which means a lot of time is spent in the kitchen creating master pieces! Why not make one of those plates easier on your self and put together this delicious Chocolate Pudding Pie! This is has been a family favorite to have at our Thanksgiving gatherings and usually the first pie gone so if you’re not fast to get your own slice, you’ll be out of lucky. I finally asked how to make it this year and I was stocked at how easy and quick it is! This year, I’m signing up to bring the pie and you might want to as well!
Yesterday we talked a little about how to save time and money shopping on Black Friday. Today I thought that we can talk a little bit about Cyber Monday.
Thanksgiving is coming up in less than 3 weeks, which means BLACK FRIDAY is coming!! Do you plan on shopping? Do you have a game plan?
When you think about it, much of our family time and money is spent in the kitchen.
Now that Halloween is over, do you have a TON of candy? What do you do with it? How do you minimize the intake of sugar for your kids? Here is a great way to solve all of your questions- Make a Christmas Countdown Chain! This chain seriously saves me from kid tantrums and tears. Instead of them asking every 10 minutes if they can have another piece of candy, they know that they get one piece a day and each day means it’s closer to Christmas! It’s super simple and even the kids can help out. Here’s how you do it: