Hey, shoppers! Listen up! If you haven’t opened a Target REDcard account yet, now’s the time to do it. New Target REDcard holders can get $40 off a future qualifying purchase over $40! This awesome coupon will come in the mail with your new REDcard (credit or debit) once you are approved.
The Target REDcard is really a pretty awesome store card, and it’s my favorite store card, by far! I love the fact that they offer a debit card option, which you can hook right to your bank account, and it doesn’t affect your credit at all. More Target REDcard perks include:
Here are the benefits of the debit and credit Target REDcards:
Debit Card
- links to your existing checking account
- cash withdrawal at checkout up to $40
- view transactions & manage your PIN at Target.com/myREDcard
- stack your savings with Cartwheel, Target Subscriptions & other discounts
- 5% savings every trip to Starbucks within Target stores
- Save an extra 5% at Target & Target.com each & every day
- Free shipping on most items at Target.com
- Extended returns for 30 extra days at Target or Target.com
- **New: get early access to special events, products & promotions just for being a REDcard holder
- **New: REDcard holders get exclusive extras, including special items, offers & 10% off coupon as a gift on your REDcard anniversary each year
Credit Card
- charge your Target purchases in-store & at Target.com
- receive a monthly bill
- check balance, make payments & review statements at Target.com/myREDcard
- stack your savings with Cartwheel, Target Subscriptions & other discounts
- 5% savings every trip to Starbucks within Target stores
- Save an extra 5% at Target & Target.com each & every day
- Free shipping on most items at Target.com
- Extended returns for 30 extra days at Target or Target.com
- **New: get early access to special events, products & promotions just for being a REDcard holder
- **New: REDcard holders get exclusive extras, including special items, offers & 10% off coupon as a gift on your REDcard anniversary each year
With all of these benefits, I would definitely say this card is worth it! I would suggest going the Debit Card route. That way you don’t need to get your credit pulled, you won’t have a balance you need to pay off, there are no fees, no interest- nothing. The amount just goes directly out of your account. With all your shopping, saving an additional 5% off EVERY purchase and getting FREE shipping from Target is a definite bonus. The savings will add up and it will be worth it, especially around the holiday season. So if you don’t have a Target REDcard you can apply for one now and start your savings.
Do you have a Target REDcard? What do you think about it?