Whether you are 30, 40 or 60 you should make sure that a major focus of your financial life is on your retirement. Everyone has to retire at some point, right? That’s why it is smart to get yourself prepared for it. Even if you are nearing retirement age and are trying to play catch up, it’s not too late. Too many people feel overwhelmed and hopeless about savings once they hit a certain age, but I promise you, it’s never too late to start saving!